Well, I and 40,000 Realtors just returned from a week in Washington DC talking to our Senators and Representatives about the FHA loan limits and down payment requirements. The FHA limits have to be increased to match the increase in Sale prices of Affordable housing (what’s that). But we also needed to address the requirement for a down payment from FHA. they need to revisit it and try to get more competitive to avoid buyers from going to the Predatory lenders that offer 0% down. Don't get me wrong, not all 0% down lenders are predatory, but you really need to know what you are getting into to avoid future problems with your loan or bankruptcy because you are in over your head and no one let you know this was possible. What are your concerns with Real Estate Today?